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Enhanced Banking
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Premium Banking
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Basic Banking
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Apply Now |
Apply Now |
Apply Now |
Minimum Opening Deposit |
$0 |
$5,000 |
$0 |
Minimum to Earn Dividends |
$0 |
Tiered Dividends22 |
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Minimum to Avoid Service Fee |
20+ debit transactions/month23 |
$5,000 (Avg. Daily Balance) |
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Monthly Service Charge |
$5.00 |
$20.00 |
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Paper Statement Fee |
$3/month |
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$3/month |
FREE Instant-Issue Debit Card |
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ATM Surcharge Reimbursements14 |
Up to $10/month |
Up to $20/month |
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.25% Discount on Eligible Loans16 NEW |
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Mobile Phone Coverage15 NEW |
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Identity Theft Recovery Services17 IMPROVED |
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Credit + Dark Web Monitoring17 IMPROVED |
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Dividend Earnings |
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Free Domestic Wires |
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Free Checks |
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Points Earned with Platinum Rewards VISA® |
1pt/$1 |
2pts/$1 |
1pt/$1 |
Points Earned with Signature Rewards VISA® |
2pts/$1 |
3pts/$1 |
2pts/$1 |
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Apply Now |
Apply Now |
Apply Now |
14. Truity ATMs are always free. Out-of-network ATM surcharge reimbursements will be credited to the qualifying account at the end of each calendar month in which twenty or more debit card purchases were made.
15. Benefit up to $500 minus a $50 deductible; two claims per year (12-month period). The primary account holder can file a claim for any phones owned by them. For additional details about the services, including terms, conditions and limitations, please visit
TruityCU.nxgstrategies.com.
16. Available only on eligible loans, including personal, direct auto or other secured loans when you have an active Preferred or Advantage checking account and automatic payment from a Truity share. Lines of credit, credit cards and existing Truity loans are not eligible. One discount per loan; with approved credit.
17. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions and limitations, please visit
TruityCU.nxgstrategies.com.
22. See
Advantage dividend tiers.
23. To meet the transaction requirement, use your Truity debit card wherever Visa is accepted, including online purchases or payments. ATM transactions will not apply. You can also add your card to your
digital wallet on mobile.
Balances on Checking accounts are calculated using the average daily balance method. The average daily balance method applies a periodic rate to the average balance in the account for the dividend period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
The dividend rate and annual percentage yield may change at any time as determined by the credit union's board of directors. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. The dividend rate and annual percentage yield are the prospective rate and yield that the credit union anticipates paying for the applicable dividend period. Dividends begin to accrue on noncash items (i.e. checks) on the business day you make the deposit to your account. If you close your account before dividends are credited, accrued dividends will not be paid. Fees may reduce the earnings on any account.
Credit union membership savings (Share) par value is $5.00.